Insurance Appraisal Services

Why Choose IV360 For An Insurance Appraisal?


Replacement Value Insurance Appraisals

With years of experience in the industry, we have developed a deep understanding of cost valuations. Our team of professional insurance appraisers possesses the necessary expertise and software to provide accurate and reliable services. 


Cutting-Edge Tech

Insurance Claim & Restoration Inspections

We stay at the forefront of technological advancements to enhance our services. Our utilization of LIDAR scanning and 360 virtual tours sets us apart, enabling insurers to benefit from precise data and immersive experiences. 

Experience The IV360 Difference 

At IV360, we understand the critical importance of accurate insurance appraisals. With our expertise in cutting-edge technologies such as LIDAR scanning/measuring and 360 virtual tours, we offer unparalleled services that go beyond traditional methods. Our goal is to provide our clients with a reliable insurance appraisal to assist in procuring an appropriate amount of insurance coverage. We use Marshall and Swift Commercial, Agricultural and Residential Cost Valuation software, the gold standard in the construction cost industry for over 80 years, to provide detailed cost reports. Our reports include both the replacement cost and the depreciated cost or actual cash value. These values will aid in determining the insurance to value. Insurance to value (ITV) represents how a building’s coverage amount compares to the cost of replacing the building. Therefore, insuring a building for any amount less than the full replacement cost (100% ITV) indicates the building is underinsured in the event of a total loss.

An insurance appraisal or replacement cost valuation provides for the replacement cost of the building or structures, using similar materials at current prices. With respect to an HOA or Condominium association, this applies to clubhouses, pools, etc. and is necessary to underwrite the proper amount of coverage. The appraisal document aids in the prevention of either under insuring or over insuring the building, therefore reducing risk and unnecessary premiums. Our valuations are independent, unbiased and appropriately supported. The valuation may be used to determine the proper amount of insurance needed or to determine the association’s budget and replacement reserves, thereby avoiding special assessments.

Some states require condominium associations to obtain a replacement cost valuation every 2-3 years. Nevertheless, it is good practice to get an insurance apprasial done once a year, especially during times of inflationary rises, which affect construction costs, including materials and labor.


Insurance Appraisal Types Offered

Residential Appraisals

Multi Family Appraisals

Commercial Appraisals

Condominium Complex Appraisals

Restaurant Appraisals

Structures of Worship Appraisals

Marina Appraisals

Retail Appraisals

Warehouse Appraisals

Industrial & Farm Appraisals

Leading The Industry With Our Tech 

We leverage the power of LIDAR scanning/measuring technology to capture precise and detailed two-dimensional data of properties. This advanced scanning method allows us to create highly accurate digital representations of structures, capturing even the smallest details. With LIDAR, our clients will have comprehensive documentation of the property, showing the accurate number of square feet of the building or buildings 

Our 360 virtual tours provide a captivating and immersive experience for our clients. Through our state-of-the-art equipment, we create virtual tours that allow clients to explore the property remotely. These tours offer a comprehensive view of the property's interior and exterior, enabling efficient and accurate assessments without the need for physical visits. Insurers can navigate through each room, examine details, and make informed decisions based on the immersive virtual experience. 

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Our Service Areas

  • Hilton Head Island

    South Carolina

  • Bluffton

    South Carolina

  • Beaufort

    South Carolina

  • Savannah


  • Charleston

    South Carolina

Monday - Friday 9AM- 5PM EST
9 Hatteras Ct. Hilton Head Island, SC, US 29926